Joseph Carlson on V
Joseph Carlson on Visa (V): the quotes, dated.
8 dated quotes about Visa stock (V), selected from all 120 Joseph Carlson videos published since 2025-09-10 — a selected record, not the complete history. Each links to the exact second on YouTube, with V’s close that day and what the stock did since.
Every quote is reproduced word for word from the video and linked to the second it was said.
- V close, 2026-11-02
- $425.51
- Price since the first forecast, Dec 15, 2025
- +22.7%
- S&P 500 (SPY), same period
- +10.5%
- vs the S&P 500
- +12.2 pp
- Latest stance, Sep 28, 2026
- Named as a pick
- Mentions found
- 195 in 38 of 120 videos
The short version
In October 2025 Joseph Carlson called regulators probably the biggest risk to Visa and Mastercard. In December 2025 they called Visa a fantastic buy but slightly preferred Mastercard. In January 2026 they said both would likely beat the broader index over 5 to 10 years. Later that month they expected the companies to be okay despite government scrutiny. In May 2026 they saw a high chance both would move to around a 30 forward P/E. In July 2026 they said they owned Mastercard and not Visa, and called both a buy. In September 2026 they said both would become more valuable with agentic commerce.
Summary of the quotes on this page. Updated .
What Joseph Carlson said last · Sep 28, 2026
Named as a pick
“I believe in a world of agentic commerce, MasterCard and Visa will become more valuable, not less.”
Bullish call · Price rose
The price rose since the first bullish quote.
V from to . Price movement, not the creator’s realized return.
Price up since 8 of 8 quotes · Stock ahead of SPY: 8 of 8
Leaderboard result: Lagged the market (6 months, → ). Scored from the first close after the video, . How it is scored
Joseph Carlson’s price target and valuation calls on V
A price target, a fair-value estimate and a price worth buying at are different things. Each line below quotes which one was said, and when.
Valuation view
I think there's a high chance that MasterCard and Visa both move up to around a 30 forward P/E.
Price and the calls
Use the left and right arrow keys to explore daily closing prices, Home and End for the first and last date, and Escape to dismiss the price tooltip. Tab to a numbered marker and press Enter to jump to its quote. Month-end prices are also available in the table below.
V · daily close, split-adjusted · 2025-09-29 → 2026-11-02 · source: Yahoo Finance
Table view: month-end closes
| Month end | Close |
|---|---|
| 2025-09-30 | $341 |
| 2025-10-31 | $341 |
| 2025-11-28 | $334 |
| 2025-12-31 | $351 |
| 2026-01-30 | $322 |
| 2026-02-27 | $320 |
| 2026-03-31 | $302 |
| 2026-04-30 | $330 |
| 2026-05-29 | $326 |
| 2026-06-30 | $343 |
| 2026-07-31 | $366 |
| 2026-08-31 | $379 |
| 2026-09-30 | $359 |
| 2026-10-30 | $414 |
| 2026-11-02 | $426 |
Use the left and right arrow keys to explore daily closing prices, Home and End for the first and last date, and Escape to dismiss the price tooltip. Tab to a numbered marker and press Enter to jump to its quote. Month-end prices are also available in the table below.
V · daily close, split-adjusted · 2025-09-29 → 2026-11-02 · source: Yahoo Finance
Table view: month-end closes
| Month end | Close |
|---|---|
| 2025-09-30 | $341 |
| 2025-10-31 | $341 |
| 2025-11-28 | $334 |
| 2025-12-31 | $351 |
| 2026-01-30 | $322 |
| 2026-02-27 | $320 |
| 2026-03-31 | $302 |
| 2026-04-30 | $330 |
| 2026-05-29 | $326 |
| 2026-06-30 | $343 |
| 2026-07-31 | $366 |
| 2026-08-31 | $379 |
| 2026-09-30 | $359 |
| 2026-10-30 | $414 |
| 2026-11-02 | $426 |
What Joseph Carlson said, when
- 1
— Risk acknowledged
4:41 “And even the regulators have kind of backed off a little bit. They still look at these companies. That's probably the biggest the biggest risk to Visa, Mastercard.”
Previewing Visa's earnings report alongside Mastercard, after saying the question of crypto disrupting them had been settled.
- 2
— Named as a pick
22:13 “I think that Visa is a fantastic buy. I I prefer Mastercard a little bit because Mastercard actually has less exposure to debit, which is one of the things that's under pressure.”
Reacting to a published list of value stocks for 2026 that included Visa.
- 3
— Named as a pick
18:38 “Even though the market has already seen these companies and maybe it feels like you don't have any special edge, these are two companies that will likely still outperform the broader index over the next 5 to 10 years because investors do miss the broader trends with Visa Mastercard.”
Part of a list of wide-moat compounding stocks, where Visa and Mastercard were presented together.
- 4
— Risk acknowledged
31:13 “I believe for a long period of time that Mastercard and Visa are such strong companies that they'll inevitably be focused on by the government. The government has to look at them from time to time, but I think overall the companies are going to be okay.”
Discussing a sell-off in Visa and Mastercard after the president proposed capping credit card interest rates at 10%.
- 5
— Valuation view
11:29 “I think there's a high chance that MasterCard and Visa both move up to around a 30 forward P/E.”
After both companies reported earnings, which the speaker described as showing strength and no weaknesses.
- 6
— Mention
12:59 “Last quarter, Visa really they put up a great quarter, a better one than Mastercard. And I say that knowing that I own Mastercard and not Visa.”
Previewing Visa's and Mastercard's upcoming earnings reports.
- 7
— Named as a pick
15:10 “I believe both of these companies are a buy today. I think both of them are great.”
Referring to Visa and Mastercard, after noting that Visa's value-added services picked up the previous quarter.
- 8
— Named as a pick
10:30 “I believe in a world of agentic commerce, MasterCard and Visa will become more valuable, not less.”
Reviewing the speaker's Mastercard holding, with which they grouped Visa.
No quote added since · 9 later videos from Joseph Carlson · covers videos through
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How to read this
Quotes are short excerpts from Joseph Carlson's public YouTube videos, attributed to the speaker and linked to the timestamp. “Close that day” is V's split-adjusted closing price on the day the video was published (New York time); if markets were closed that day, the last close before it. If the stock has split since a quote, the card shows the price it traded at that day and, beneath it, the split-adjusted close the % change uses. “Since” compares that close with the latest close on 2026-11-02. It is a price observation, not the creator's realized return, and not investment advice. How the price change is calculated. Next to it we show SPY, the ETF tracking the S&P 500, over the same two dates — so a move can be read against the market rather than on its own: why we compare with SPY. Each quote also carries a label — Named as a pick, Risk acknowledged, Reducing — describing what kind of statement it was: see what the labels mean.
Coverage: 120 of 120 videos published since 2025-09-10 covered; 195 Visa mentions found. Prices as of 2026-11-02.
Independent record — not affiliated with or endorsed by Joseph Carlson. Request a correction or removal