They Said Buy
The quote trail

Everything Money on MSFT

Everything Money on Microsoft (MSFT): the quotes, dated.

12 dated quotes about Microsoft stock (MSFT), selected from all 232 Everything Money videos published since 2025-09-10 — a selected record, not the complete history. Each links to the exact second on YouTube, with MSFT’s close that day and what the stock did since.

Every quote is reproduced word for word from the video and linked to the second it was said.

MSFT close, 2026-10-28
$531.01
Price since the first forecast, Jan 16, 2026
+15.5%
S&P 500 (SPY), same period
+11.7%
vs the S&P 500
+3.8 pp
Latest stance, Oct 12, 2026
Risk acknowledged
Mentions found
536 in 140 of 232 videos

The short version

In September 2025 Everything Money said Microsoft, at 12 or 13 times sales, probably should be 8 to 10; in November 2025 they called it expensive at 13 times sales. In December 2025 they disliked the gap between $78 billion free cash flow and $105 billion net income. In January 2026 they listed it first among their stocks for 2026. In March 2026 they said they were waiting for its price to come down to where the math made sense, and noted it traded at 25 times earnings with analysts expecting over 15% yearly revenue growth. In June 2026 they said whether it was a buy depended on valuation, and described getting paid to buy lower. In August 2026 they recalled buying it between $17 and $21 in 2011 and 2012. In October 2026 they said the business had arguably never looked stronger, yet shareholders were counting on its spending spree paying off.

Summary of the quotes on this page. Updated .

What Everything Money said last · Oct 12, 2026

Risk acknowledged

“Microsoft has arguably never looked stronger as a business. Azure booming, Copilot scaling, an unbeatable grip on the business world. But at the very same time, shareholders are now counting on Microsoft to turn one of the largest spending sprees in all of corporate history into those legendary high-profit software returns.”

Watch on YouTube · at 13:25If You’re a $MSFT Shareholder Right Now… Get Ready! (Massive Upside Potential)See it in the timelineReport an issue

Price went up

MSFT +15.5%

Since Everything Money’s first forecast

Bullish call · Price rose

The price rose since the first bullish quote.

MSFT from to . Price movement, not the creator’s realized return.

MSFT+15.5%
S&P 500 · SPY+11.7%
← decline 0 growth →

Price up since 11 of 12 quotes · Stock ahead of SPY: 8 of 12

Leaderboard result: Lagged the market (6 months, → ). Scored from the first close after the video, . How it is scored

Everything Money’s price target and valuation calls on MSFT

A price target, a fair-value estimate and a price worth buying at are different things. Each line below quotes which one was said, and when.

  1. Valuation view

    A company like Microsoft right now is 12 or 13. It probably should be 8 to 10.

    See the quote Watch on YouTube · at 9:02The Next Palantir? AI Stock to Buy BEFORE Explosive Growth!

  2. Valuation view

    Keep in mind Microsoft, an expensive company, is selling for 13 time sales.

    See the quote Watch on YouTube · at 13:54Last Time Stocks Did This... Everyday People Became Millionaires

  3. Valuation view

    Microsoft today trades at 25 times earnings, which isn't exactly cheap on the surface, but analysts are expecting revenue growth of over 15% a year for the next 5 years.

    See the quote Watch on YouTube · at 7:54The US Iran War Will Make Value Investors Rich (When This Happens)

  4. Valuation view

    That does not sound like a dying business to me. So is Microsoft a buy now? Well, it depends on the valuation, and that's what we're going to figure out right now.

    See the quote Watch on YouTube · at 6:42I'm Buying Microsoft Stock at an Unthinkable Price & 2 More New Buys!

Price and the calls

Use the left and right arrow keys to explore daily closing prices, Home and End for the first and last date, and Escape to dismiss the price tooltip. Tab to a numbered marker and press Enter to jump to its quote. Month-end prices are also available in the table below.

MSFT daily close, split-adjusted, with numbered markers at each quoted video$350$400$450$500$550SepOctNovDecJan 2026FebMarAprMayJunJulAugSepOctfirst forecast$5311234567–89101112
Numbered dots are the quotes — click or tap one to jump to it.
MSFT · daily close, split-adjusted · 2025-09-02 → 2026-10-28 · source: Yahoo Finance
Table view: month-end closes
Month endClose
2025-09-30$518
2025-10-31$518
2025-11-28$492
2025-12-31$484
2026-01-30$430
2026-02-27$393
2026-03-31$370
2026-04-30$408
2026-05-29$450
2026-06-30$373
2026-07-31$465
2026-08-31$507
2026-09-30$513
2026-10-28$531

Use the left and right arrow keys to explore daily closing prices, Home and End for the first and last date, and Escape to dismiss the price tooltip. Tab to a numbered marker and press Enter to jump to its quote. Month-end prices are also available in the table below.

MSFT daily close, split-adjusted, with numbered markers at each quoted video$400$500SepNovJanMarMayJulSepfirst forecast$5311234567–89101112
Numbered dots are the quotes — click or tap one to jump to it.
MSFT · daily close, split-adjusted · 2025-09-02 → 2026-10-28 · source: Yahoo Finance
Table view: month-end closes
Month endClose
2025-09-30$518
2025-10-31$518
2025-11-28$492
2025-12-31$484
2026-01-30$430
2026-02-27$393
2026-03-31$370
2026-04-30$408
2026-05-29$450
2026-06-30$373
2026-07-31$465
2026-08-31$507
2026-09-30$513
2026-10-28$531

What Everything Money said, when

  1. 1

    — Valuation view

    Frame from Everything Money's video at 9:02.
    9:02

    “A company like Microsoft right now is 12 or 13. It probably should be 8 to 10.”

    He was explaining the price-to-sales ratio and comparing Microsoft's multiple with Palantir's.

    Watch on YouTube · at 9:02The Next Palantir? AI Stock to Buy BEFORE Explosive Growth!Copy link to this quoteReport an issue
    Close that day
    $517.95
    MSFT since
    +2.5%
    SPY since
    +15.9%
    vs SPY
    -13.4 pp
    After 1 mo,
    +4.6% +1.4 pp vs SPY
    After 3 mo,
    -5.9% -9.0 pp vs SPY
    After 6 mo,
    -28.7% -27.0 pp vs SPY
    After 12 mo,
    -1.0% -15.7 pp vs SPY
  2. 2

    — Valuation view

    Frame from Everything Money's video at 13:54.
    13:54

    “Keep in mind Microsoft, an expensive company, is selling for 13 time sales.”

    Corrected · corrections log

    Watch on YouTube · at 13:54Last Time Stocks Did This... Everyday People Became MillionairesCopy link to this quoteReport an issue
    Close that day
    $493.79
    MSFT since
    +7.5%
    SPY since
    +17.0%
    vs SPY
    -9.5 pp
    After 1 mo,
    -2.0% -4.5 pp vs SPY
    After 3 mo,
    -19.6% -24.0 pp vs SPY
    After 6 mo,
    -15.1% -27.6 pp vs SPY
  3. 3

    — Risk acknowledged

    Frame from Everything Money's video at 17:54.
    17:54

    “They generated $78 billion last year in free cash flow. Now they're they generated 105 billion in net income. That's a big difference. I don't like it when the free cash flow and the net income are that different.”

    Reviewing Microsoft in a stocks-to-buy-and-sell ranking, he questioned whether increased AI-related capital expenditures explained the gap between free cash flow and net income.

    Watch on YouTube · at 17:543 Stocks to BUY (and 4 to SELL) RIGHT NOW!Copy link to this quoteReport an issue
    Close that day
    $488.02
    MSFT since
    +8.8%
    SPY since
    +11.9%
    vs SPY
    -3.1 pp
    After 1 mo,
    -1.5% -2.3 pp vs SPY
    After 3 mo,
    -26.9% -18.7 pp vs SPY
    After 6 mo,
    -24.5% -31.8 pp vs SPY
  4. 4

    — Named as a pick

    Frame from Everything Money's video at 2:09.
    2:09

    “Stock number one, Microsoft. Guys, I love Microsoft. I've loved it since the 90s when it lost all its luster and people hated it and said it was a dead company even though it was still growing and has now become a behemoth.”

    Opening a video on 30 stocks for 2026, he listed Microsoft first. He then valued it with his stock analyzer using a 9% return and no margin of safety.

    Watch on YouTube · at 2:09I'm Buying These 30 Stocks Like Crazy in 2026Copy link to this quoteReport an issue
    Last close before the video,
    $459.86
    MSFT since
    +15.5%
    SPY since
    +11.7%
    vs SPY
    +3.8 pp
    After 1 mo,
    -12.3% -13.4 pp vs SPY
    After 3 mo,
    -6.7% -10.6 pp vs SPY
    After 6 mo,
    -14.1% -24.4 pp vs SPY
  5. 5

    — Conditional

    Frame from Everything Money's video at 21:08.
    21:08

    “That's what we're waiting for with a company like Nvidia. That's what we're waiting for with Microsoft. We're not just blindly hoping these companies fail. We're hoping their stock prices come down to a level where the math makes sense.”

    The speaker was discussing waiting for a margin of safety between price paid and value before buying large tech companies.

    Watch on YouTube · at 21:08Something Very Strange is Happening in the Stock MarketCopy link to this quoteReport an issue
    Close that day
    $405.76
    MSFT since
    +30.9%
    SPY since
    +14.0%
    vs SPY
    +16.9 pp
    After 1 mo,
    -8.1% -8.5 pp vs SPY
    After 3 mo,
    -0.6% -9.4 pp vs SPY
    After 6 mo,
    +21.2% +8.6 pp vs SPY
  6. 6

    — Valuation view

    Frame from Everything Money's video at 7:54.
    7:54

    “Microsoft today trades at 25 times earnings, which isn't exactly cheap on the surface, but analysts are expecting revenue growth of over 15% a year for the next 5 years.”

    The speaker was comparing Microsoft's valuation and expected growth with those of Walmart and Costco.

    Watch on YouTube · at 7:54The US Iran War Will Make Value Investors Rich (When This Happens)Copy link to this quoteReport an issue
    Last close before the video,
    $395.55
    MSFT since
    +34.2%
    SPY since
    +16.6%
    vs SPY
    +17.6 pp
    After 1 mo,
    +2.8% -1.8 pp vs SPY
    After 3 mo,
    -0.0% -12.9 pp vs SPY
    After 6 mo,
    +24.3% +11.1 pp vs SPY
  7. 7

    — Valuation view

    Frame from Everything Money's video at 6:42.
    6:42

    “That does not sound like a dying business to me. So is Microsoft a buy now? Well, it depends on the valuation, and that's what we're going to figure out right now.”

    Watch on YouTube · at 6:42I'm Buying Microsoft Stock at an Unthinkable Price & 2 More New Buys!Copy link to this quoteReport an issue
    Close that day
    $367.34
    MSFT since
    +44.6%
    SPY since
    +3.8%
    vs SPY
    +40.8 pp
    After 1 mo,
    +6.3% +5.9 pp vs SPY
    After 3 mo,
    +36.6% +32.6 pp vs SPY
  8. 8

    — Conditional

    Frame from Everything Money's video at 21:58.
    21:58

    “What I'm doing is I'm getting paid to buy Microsoft at a lower price. Now, you might sit there and say, "Well, what's the catch?" Well, here is the catch emotionally. I don't experience this, but a lot of people do. What if What if Microsoft goes to $300 a share? What price am I paying?”

    Corrected · corrections log

    Watch on YouTube · at 21:58I'm Buying Microsoft Stock at an Unthinkable Price & 2 More New Buys!Copy link to this quoteReport an issue
    Close that day
    $367.34
    MSFT since
    +44.6%
    SPY since
    +3.8%
    vs SPY
    +40.8 pp
    After 1 mo,
    +6.3% +5.9 pp vs SPY
    After 3 mo,
    +36.6% +32.6 pp vs SPY
  9. 9

    — Mention

    Frame from Everything Money's video at 16:40.
    16:40

    “Here's $370 per share. Somebody's going to be willing to pay me $7.70 to get Microsoft at $370 per share. The best part is it's about a 25% return on my money.”

    Corrected · corrections log

    Watch on YouTube · at 16:40I Can't Believe How Cheap These 11 Stocks AreCopy link to this quoteReport an issue
    Close that day
    $499.86
    MSFT since
    +6.2%
    SPY since
    +0.5%
    vs SPY
    +5.7 pp
    After 1 mo,
    -0.0% -0.2 pp vs SPY
  10. 10

    — Mention

    Frame from Everything Money's video at 17:52.
    17:52

    “With Microsoft, when I was one of the few people buying it in 2011 and 12, when a tech CEO told me I was dumb for buying Microsoft cuz it was a dying business. Well, I bought it between $17 and $21 a share.”

    Corrected · corrections log

    Watch on YouTube · at 17:52Is Value Investing Dead?Copy link to this quoteReport an issue
    Last close before the video,
    $499.99
    MSFT since
    +6.2%
    SPY since
    -0.1%
    vs SPY
    +6.3 pp
    After 1 mo,
    -2.8% -1.5 pp vs SPY
  11. 11

    — Mention

    Frame from Everything Money's video at 13:25.
    13:25

    “As a comparison, Microsoft sells for about eight or nine times revenue.”

    The speaker was comparing SpaceX's IPO price of 94 times revenue with Microsoft's price-to-sales multiple.

    Corrected · corrections log

    Watch on YouTube · at 13:25The UNTHINKABLE Is About To Happen To StocksCopy link to this quoteReport an issue
    Last close before the video,
    $495.63
    MSFT since
    +7.1%
    SPY since
    +1.0%
    vs SPY
    +6.1 pp
    After 1 mo,
    +7.5% +5.3 pp vs SPY
  12. 12

    — Risk acknowledged

    Frame from Everything Money's video at 13:25.
    13:25

    “Microsoft has arguably never looked stronger as a business. Azure booming, Copilot scaling, an unbeatable grip on the business world. But at the very same time, shareholders are now counting on Microsoft to turn one of the largest spending sprees in all of corporate history into those legendary high-profit software returns.”

    After laying out a bull case for the business, he called this the central tension of the stock, just before running a valuation.

No quote added since · 9 later videos from Everything Money · covers videos through

How to read this

Quotes are short excerpts from Everything Money's public YouTube videos, attributed to the speaker and linked to the timestamp. “Close that day” is MSFT's split-adjusted closing price on the day the video was published (New York time); if markets were closed that day, the last close before it. If the stock has split since a quote, the card shows the price it traded at that day and, beneath it, the split-adjusted close the % change uses. “Since” compares that close with the latest close on 2026-10-28. It is a price observation, not the creator's realized return, and not investment advice. How the price change is calculated. Next to it we show SPY, the ETF tracking the S&P 500, over the same two dates — so a move can be read against the market rather than on its own: why we compare with SPY. Each quote also carries a label — Named as a pick, Risk acknowledged, Reducing — describing what kind of statement it was: see what the labels mean.

Coverage: 232 of 232 videos published since 2025-09-10 covered; 536 Microsoft mentions found. Prices as of 2026-10-28.

Independent record — not affiliated with or endorsed by Everything Money. Request a correction or removal